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When you buy something, you get a percentage of the amount it cost paid back to you. This means cashback is a way of getting money off things you buy – think of it like a discount or incentive.
Get up to 5% cash back on office supplies, internet, phone services, and other business expenses.
Learn MoreEarn travel rewards, enjoy airport lounge access, and get travel insurance coverage for your business trips.
Learn More
You will need to be minimum 18 years of age.
For salary person net annual income of USD 4.5 or more
Consider a credit score between 750 and 900 to be adequate for a Credit Card.
Location is also another factor in determining eligibility.
Our cashback system is straightforward - you earn a percentage back on every purchase you make. Basic purchases earn 1% cashback, while specific categories like groceries, gas, and dining can earn up to 5% cashback. Your rewards are automatically calculated and can be redeemed as statement credits, direct deposits, or gift cards.
You can redeem your cashback rewards at any time, as long as you've reached the minimum redemption amount of $25. Rewards never expire as long as your account remains open and in good standing. Redemptions can be made through our online banking portal or mobile app.
While there's no overall limit to how much cashback you can earn in a year, enhanced reward categories (those earning more than 1%) may have quarterly spending caps. For example, 5% categories typically have a $1,500 quarterly spending limit. After reaching the cap, purchases continue to earn the base 1% rate.
Our rotating bonus categories change every quarter and typically include popular spending categories like groceries, gas stations, restaurants, and online shopping. These categories earn 5% cashback during their designated quarter. You'll receive notifications about upcoming categories and need to activate them through your online account.
Our standard cashback card has no annual fee, allowing you to maximize your rewards earnings. Premium versions of our cashback cards may have annual fees but come with enhanced benefits and higher reward rates. These fees are typically offset by the additional rewards if you use the card regularly.
New cardholders can earn a $200 welcome bonus after spending $1,000 in purchases within the first 3 months of card membership. This bonus is in addition to the regular cashback rewards you'll earn on these purchases. The bonus will be credited to your rewards balance once you meet the spending requirement.
