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For Residents
- Valid ID (Passport/Driver's License)
- Proof of Address
- PAN Card
- Passport Size Photos
At Heritage Bank, our fixed deposits offer attractive interest rates for pre-defined tenors. Invest your money with confidence knowing exactly what you'll receive at maturity. Our fixed deposit accounts provide a secure way to grow your savings with guaranteed returns.
| Balance in a/c | Interest |
|---|---|
| Up to $1,000,000 | 3.00% |
| Above 1-900$ | 5.00% |
| Above $500 | 8.25% |
| Above $20m USD | 10.00% |
| Debit Card | |
|---|---|
| Annual Fees | Nill |
| Transaction Limit | 20 USD / Annum |
| Card Replacement | $600+Taxes |
| Credit Card | |
|---|---|
| Annual Fees | $1500 |
| Card Replacement | $600+Taxes |
Earn up to 7% per annum on your deposits. Special rates available for senior citizens and long-term deposits.
Choose from a range of terms from 3 months to 5 years to suit your financial goals.
Access a loan against your fixed deposit up to 80% of the deposit amount.
Automatically renew your fixed deposit at maturity without any hassle.
Manage your fixed deposit online through our user-friendly platform.
Enjoy tax benefits under Section 80C of the Income Tax Act.
The minimum deposit amount starts at $1,000 for regular FDs. For tax-saver FDs, the minimum amount is $500.
Yes, premature withdrawal is allowed with a penalty rate. The final interest rate will be 1% lower than the rate applicable for the period the deposit was held.
Interest can be paid monthly, quarterly, or at maturity as per your choice. It can be credited to your savings account or reinvested in the FD.
