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Digital Banking Tools
- 24/7 online and mobile banking access
- Real-time transaction notifications
- Mobile check deposit and bill pay services
At Heritage Bank, we offer versatile current accounts designed for your everyday banking needs. Whether you're managing personal expenses, running a business, or seeking premium banking services, our current accounts provide convenience, flexibility, and valuable features to support your financial lifestyle.
Perfect for everyday banking with low monthly fees and essential features for personal banking.
Learn MoreEnhanced banking benefits including preferential rates and exclusive lifestyle rewards.
Learn MoreSpecially designed for students with no monthly fees and student-specific benefits.
Learn MoreComprehensive banking solutions for businesses of all sizes with specialized features.
Learn More
Our savings accounts offer some of the most competitive interest rates in the industry, helping your money grow faster. We regularly review our rates to ensure you're getting the best possible returns.
We believe in transparency with our accounts. Enjoy no monthly maintenance fees, no minimum balance requirements, and no hidden charges that eat into your savings. Your money stays where it belongs - with you.
Manage your savings account anytime, anywhere with our user-friendly online banking platform and mobile app. Set up automatic transfers, track your progress, and access your funds when you need them.
Rest easy knowing your deposits are protected. All of our savings accounts are FDIC insured up to the maximum allowed by law, providing you with peace of mind for your hard-earned money.
Access free financial education resources to help you make informed decisions about your savings. Our experts provide tips and strategies to maximize your savings potential and achieve your goals faster.
Our friendly customer service team is available to assist you with any questions or concerns about your savings account. Get personalized support through phone, email, or in-person at any of our branch locations.
Opening a current account is straightforward. Visit any branch with valid ID, proof of address, and initial deposit. You can also start your application online. For business accounts, additional documentation may be required.
Monthly maintenance fees vary by account type. Basic accounts have a low monthly fee that can be waived with minimum balance or direct deposit. Premium accounts have higher fees but offer enhanced benefits. Student accounts have no monthly fees.
Overdraft protection links your current account to a savings account or credit line. If you overdraw your account, funds are automatically transferred to cover the transaction, helping you avoid declined payments and overdraft fees.
