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Automatic Savings
- Set up recurring transfers from checking to savings accounts.
- Round-up debit card purchases and save the difference automatically.
- Customize transfer frequency and amounts to match your budget.
At Heritage Bank, we offer a variety of savings accounts designed to help you reach your financial goals. Whether you're saving for a major purchase, building an emergency fund, or planning for the future, our savings accounts provide competitive rates and convenient access to your money.
Our basic savings account with no minimum balance requirements and easy access to your funds.
Learn MoreEarn higher interest rates on your savings with our premium savings account option.
Learn MoreCombine the benefits of checking and savings with higher interest rates and check-writing privileges.
Learn MoreLock in guaranteed rates for fixed terms from 3 months to 5 years for maximum growth.
Learn More
Our savings accounts offer some of the most competitive interest rates in the industry, helping your money grow faster. We regularly review our rates to ensure you're getting the best possible returns.
We believe in transparency with our accounts. Enjoy no monthly maintenance fees, no minimum balance requirements, and no hidden charges that eat into your savings. Your money stays where it belongs - with you.
Manage your savings account anytime, anywhere with our user-friendly online banking platform and mobile app. Set up automatic transfers, track your progress, and access your funds when you need them.
Rest easy knowing your deposits are protected. All of our savings accounts are FDIC insured up to the maximum allowed by law, providing you with peace of mind for your hard-earned money.
Access free financial education resources to help you make informed decisions about your savings. Our experts provide tips and strategies to maximize your savings potential and achieve your goals faster.
Our friendly customer service team is available to assist you with any questions or concerns about your savings account. Get personalized support through phone, email, or in-person at any of our branch locations.
Opening a savings account is simple. You can apply online, by phone, or visit any of our branch locations. You'll need to provide identification, such as a driver's license or passport, your Social Security number, and an initial deposit. The process typically takes less than 15 minutes.
Our Regular Savings Account has no minimum balance requirement. For our High-Yield Savings Account, a $500 minimum balance is required to earn the premium interest rate. Money Market Accounts require a $2,500 minimum balance to avoid monthly service fees.
Interest on all our savings accounts compounds daily and is credited to your account monthly. This means your money grows faster as you earn interest on both your principal balance and previously earned interest.
